If you’ve ever submitted a registration on the Corporate Affairs Commission portal and got a query, you already know how frustrating it can be. Like, sometimes, it can be very very frustrating, I know.

Most times, CAC just give you a clue about the query with No clear explanation of what you did wrong and what you should do to fix the query.

This usually makes many registrations Delays for days, weeks or even months, some people even get so tired that they completely abandon the registration because many times, you don’t even know what you did wrong.

But here’s the truth:

CAC queries are not random. They follow patterns. And trust me 99% of CAC Queries are solvable

In this article, I’ll show you the most common CAC registration queries, why they happen, and exactly how to fix or avoid them completely.

But before I make big promise, you should also know that it is impossible for me to treat every possible queries in this video because some queries are really very unique, depending on what you did wrong, But the queries I will discuss in these videos can help you solve even the ones that seem very unique to you.

I’m sure if you stay and read the entire article, I would have touched your own query or most queries that most people are likely to encounter. If you are a CAC Agent, this video will benefit you a whole lot and for everyone, This knowledge will save you money, time and most importantly, stress.

But if you want to go through all these and you want me to help look at your queries by myself, then you can reach out to me through the whatsApp contact details 07033512807 orMuyiwa@cidimarketing.com

I can also help you carry out your Business registrations, Export license, NGO registration and several other Business services, you can always reach out to me and I will be willing to help you.

If you are a CAC Agent, i also strongly recommend my CAC MASTERCLASS where I have a community of more than 200 CAC Agents, I train you on how to carry out both pre incorporation and post incorporation applications with CAC, I also give solution to those of you that are not officially CAC accredited, you are not a lawyer or chattered accountant but you still want to access the accredited portal and carry out all manner of CAC applications and registrations.

You can reach out to me using the contact in the article.

So do you have a Query on your CAC registration or you want to learn how to solve CAC queries, Let get to the article.

WHAT A CAC QUERY REALLY MEANS

Let’s simplify it.

A CAC query simply means:

“Something is wrong or unclear in your application and CAC is not comfortable with it, and so you are asked to correct it before your registration or application is approved.”

It could be:

Missing information

Incorrect details

Or something that doesn’t meet CAC guidelines

The good news!

Most queries are fixable, if you know what to do. Yes, actually, most queries are fixable.

Query #1: Name Rejection

This is the most common one

Before now, Name rejection queries use to be a big deal, but since CAC upgraded their registration portal to the new ICRP portal, Business name queries is not really a big deal again. That is because the result of your Business name availability check comes out immediately even before you make payment. The only time you might have a little with Business name is if the AI approves your name wrongly and then human review spot it.

If that happens, then all you need is to go ahead and carry out a name substitution on the Name, and it’s going to be approved.

However, it is not exactly like this with NGO name approval. I already explained how to fix NGO name rejection in the video currently on your screen, I will also leave the link in the video description if NGO is your own issue, you can check it out.

Meanwhile, while trying to get your Business name approved, you want to avoid the following in the name you are considering;

* Your name should not be too similar to an existing business

* Avoid restricted words like “Federal”, “National”, “Government”, “Holding” and a couple of others. You cant just use these words without special permission

* Also make sure your proposed Business name is not too generic or lack qualifiers.  For instance Digital Quill Venture will be easily approved than just Digital Quill

In this case, Venture is an example of a qualifier. Other qualifiers include words like ENTERPRISE, SALON, RESTAURANT, etc. They make a name look more like a Business than just an ordinary name

Like I said, this wont be a lot of problems because the registration portal would have already inform you if you are making a name error so that you can fix it before you make payment. So the CAC portal upgrade has significantly reduced the chances of Business name queries.

Query #2: Incorrect or Incomplete Details

This one catches a lot of people.

Why it happens

Mismatch between names and ID

Wrong date of birth

Incomplete address Typos (yes, even small ones matter)

This particular query are more common with Business name registration and most times, it has to do with issues around the PROPRIETOR’S ID CARD that was used

First, do know that for Business name, the only ID card that CAC accepts for now is the National ID card or the NIN slip, so if you have any query like this, just go ahead and use the right ID Card

Also, your National ID Card can still be rejected if its a fake ID. Fake IDs have empty barcodes and since its AI that approves Business names, then you will have to reprint a new national ID an NIN Office or NIN Accredited Agents, upload it and the issue will be solved

If you need help to fixing that, you can also reach out to through the whatsApp contact details 07033512807 or Muyiwa@cidimarketing.com

Generally, you want to Double-check every detail before submission and Ensure names match your ID exactly

How to fix it is to

Edit the application and correct the errors or

Re-upload accurate information as the case may be

Query #3: Object Clause Problems

There are so many sides to this particular types of query, depending on whether it’s a Business name, LTD, NGO or even GTE

But broadly speaking, understand that for Business name and LTD, your Business Objectives must suggest that your Business is purely a profit making objectives. For NGO, YOU MUST MAKE SURE THAT YOUR OBJECTIVES SUGGEST that you are not into any form of profit making, and for GTE, you can make profit but the ensure profit must go back into the company, individuals cant share the profit

Anything contrary in each category as explained, your Business objectives will most likely be queried.

Anything to take note of is that CAC doesn’t care about your goals, visions and missions, in fact they dont want to see such information in your Business description, dont be vague, go straight to the point and explain exactly what your organization is into, simple, straight to the point

Let me write about the most common issues in each categories in addition to the general rule I just listed

So for Business name, another major reason why your Business objectives maybe queried is if you are registering a Business whose profile is bigger than existing as a Business name. For example, you cannot register a school under a Business name, there are others, so you should do your findings before deciding to register a Business name and if you are already queried for such reason, you have to either re-edit your business objective or just abandon the registration outrightly and start a new one

For Limited Liability Company, you may get additional query about your Business objectives if your description suggest a business that does not belong to the Shares category you indicated.

Most people register small companies with shares of between 100k and N1m, But CAC has over 70 different share capital categories for Businesses that are categorized as Big Businesses. So if your Business is a million share capital and your Business objectives shows a Business with a 20m share capital, then you will be queried

This is a very common query many people have. Its simple, do your findings and study the share category of your Business before you go ahead to complete that section of your registration.

You can also manipulate how you describe the Business just if you need to use a particular description and you want to make sure the description fall within your preferred category.

You can also reach out to me if you need further help on this, my contact detail is in the Article.

Finally before I leave this particular one. Remember that the amount you pay for your registration depends on the share category of the business. if you choose a wrong shares category and you make payment, then you will also be queried to update your payment

If you insist on using that business objective and you are okay with paying the additional fees, then you cant make such payments on the CAC portal, you will have to go to remitta.net to make the payment, then upload your payment receipt on the CAC portal

In case you are struggling to know the exact extra payment to make, you can drop your question in the comment section or contact me for further assistance

This is a big one for NGO registrations.

Query #4: Document Upload Issues

This one is very common and very avoidable.

Why it happens:

Blurry or unreadable documents

Wrong file uploaded

Missing required documents

How to avoid it:

* Upload clear, properly labeled files

* Use the correct format

How to fix it:

* Re-upload the correct and clear documents at the upload page and then go ahead and resolve your query

Query #5: Newspaper Publication Errors (This is strictly For NGOs)

For Incorporated Trustees, Newspaper publication step is mandatory.

Of course if you dont fill the Newspaper publication details, you cannot submit your application for review, but if you dont do it the right way, your application will be queried.

So you want to make sure you fill in the date of publication accurately, and very important, you want to make sure you have waited for atleast 28days between when your Newspaper publication came out and when you submit to CAC.

Also, one very common query is when you dont capture your NEWSPAPER PUBLICATION page properly. You want to make sure you snap your reference page, and you must capture the date of the newspaper publication while doing so, and then mark your own publication conspicuously before submitting your application

*How to fix this is to Do the publication properly, upload evidence and then mark your Query as resolved

FINAL PRO TIPS

If you want zero stress, follow these:

Always review your application twice before submitting

Use clear and professional language

Don’t rush the process

When you get a query, respond quickly and correctly

Remember:

CAC is strict but predictable.

If you avoid these common mistakes, your CAC registration will be smooth and fast.

No unnecessary delays. No frustration.

Now, truth be told, it is impossible for me to cover all the possible queries here because, many times, some queries can be unique, depending on what you did wrong. But do know that 99% of CAC queries are solvable, even if it has already stressed you.

Note also that the few queries I have listed in this article are all Pre incorporated queries, you can reach out to me for Post incorporation queries even tho I hope to publish an article and Video on Youtube soon.

If you have a query that I didn’t mention, you can drop them in the comment section, or reach out to me through the whatsApp contact details 07033512807 or Muyiwa@cidimarketing.com, though I may charge you a token, depending on the severity of the query

And if you want me to come do YouTube live to discuss CAC issues, also let me know in the comment section and IF I get enough request, I can give it a consideration.

If this Article helped you, hit like, subscribe, and drop your questions in the comments.